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AUTHORIZED CASE STUDY · SDC CAPITAL

How SDC Capital uses AI to surface mortgage risk.

During 2026-03-25 to 2026-09-15, the authorized aggregate snapshot recorded 1,742 stored findings across 285 of 562 retained deal records. It documents surfaced review prompts—not approvals, savings, or loss outcomes.

SDC Capital's underwriting workflow uses Lendarex to bring property, credit, valuation, and other mortgage evidence into one review view. The authorized snapshot below counts surfaced findings across seven source categories; each finding is a prompt for an underwriter, not an automated outcome.

What the snapshot covers

The snapshot covers SDC Capital-owned deal records retained during 2026-03-25 to 2026-09-15. It is aggregate only: no borrower or property details are published, and this page does not query the production database. The counts describe review activity in scope, not lending decisions.

How to read the findings

These are stored review prompts, not underwriting outcomes. Records are not unique loans or borrowers; source-level record counts overlap and must not be added; one included broker-note finding was dismissed; and a finding is not proof of a defect, fraud, loss prevented, accuracy, time savings, or lending performance.

DOCUMENTED EVIDENCE

Dated production snapshot

Aggregate review snapshot: stored findings and retained deal records, not approvals, savings, or loss outcomes.

Retained deal records

562 deal records

All retained SDC-owned deal records in the creation-date window, including records with no stored findings. These are records, not deduplicated borrowers or loans.

Measured: 2026-03-25/2026-09-15

Stored risk findings

1,742 finding entries

Persisted findings across the included review sources, including one dismissed finding. Entries may overlap between sources and are not all confirmed adverse conditions.

Measured: 2026-03-25/2026-09-15

Records with at least one finding

285 deal records

Distinct retained deal record IDs with at least one included stored finding.

Measured: 2026-03-25/2026-09-15

Finding-source breakdown

Counts in the included stored findings. Source-level record counts overlap and must not be summed.
SourceFindingsRecords
Broker notes1,532248
Appraisal12676
Purview449
Legal risk182
Agent CMA111
Environmental report102
Bank statements11
Method and limitations

Source: Aggregate snapshot of SDC Capital's retained Lendarex deal records. As of 2026-09-15. Method: Read-only production database snapshot at 13:03 UTC on September 15, 2026. Includes 562 retained records owned by SDC Capital and created from March 25 through the snapshot date. Counts nonempty, object-shaped findings currently stored in broker-note scans, appraisal risk flags where an appraisal file is recorded, bank-statement reviews, business-financial reviews, lease reviews, environmental reports, condo red flags, Purview suspicious activity, legal-risk reviews and agent CMA red flags. Excludes synthetic policy flags, purchase-agreement flags generated at display time, condo yellow flags, and repeat phrase-occurrence counts. No borrower or property details are published.. Period: 2026-03-25/2026-09-15.

  • Retained deal records are records, not unique loans, borrowers, or properties.
  • Source-level record counts overlap; adding them would double-count records.
  • The included findings include one dismissed finding, and findings may overlap or describe different severities.
  • A finding is a prompt for professional review, not proof of a defect, fraud, loss prevented, accuracy, time saving, or lending outcome.

A dated snapshot, not a live counter or a historical total of everything detected. Deleted records and superseded analyses are excluded; records may include duplicate submissions. Findings span different severities and may overlap. One included broker-note finding was dismissed. No findings recorded does not mean risk-free or fully analyzed. Findings are prompts for professional review, not proof of a defect, fraud, losses prevented, accuracy, time savings or lending performance. Source-level record counts overlap and must not be summed.

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